Application Process


There is NO online application process you must pick up an application from the Habitat office at 405 Wicker Street, Sanford NC

We work with families that are below 80% of the current Average Median Income in Lee County

  • Working families that do not qualify for a traditional mortgage

    • Food prep and service workers​

    • Retail workers

    • Healthcare workers

    • Construction workers

    • Teachers

    • First Responders etc.

At Habitat for Humanity, we believe everyone deserves a decent place to live.

We build decent, simple, energy-efficient affordable homes in Lee County.​

We are a non-profit housing organization and Christian ministry

You do not need to be a Christian to apply

You must be in need of affordable housing, be willing to partner with Habitat and put in the necessary "sweat equity" and have the ability to repay an affordable mortgage.

An affordable mortgage is one that does not exceed 30% of your income including property taxes, hazard insurance, principal, and utilities.

We do not require a down payment but do require you to save for closing costs.  We provide free financial counseling and can help you sort out debt and improve your credit the right way.  You do not need a certain credit score to qualify.  

Your debt to income can't exceed 13% of your income, if it does, we can help you make a plan to pay it off so you can qualify for a Habitat house.  That may require a change in spending and savings habits.

  • Your household must meet certain income requirements based on the number in your household based on HUD Guidelines

  • Stop by the office at 405 Wicker Street, Monday - Friday 7 am to 3 pm to get an informational packet and an application.

  • We are actively looking for families to build homes for!

Email inquiries to